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Education Loan 1

Get your education loan sanctioned without an admit and without any collateral! 

1. Talk to Executive

Give your contact details in the form and we will arrange a call with representative.

2. Submit Documents

Representative provide you a list of documents to be prepared.

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

Frequently asked questions

  1. Reduces last minute hassle and saves time during the Visa process
  2. Know your loan eligibility in advance and plan accordingly
  3. Better acceptance of the sanction letter over the solvency letter

Please wait for the HDFC Credila representative’s call. He/she will give you the complete details of further steps.

HDFC Credila has a student friendly education loan application process:

  1. HDFC Credila informs you about the details of education loan and related terms and conditions.
  2. HDFC Credila sets an appointment with you for the house visit.
  3. HDFC Credila’s representative visits your house and collects application form with the supporting documents. We can visit the house of students and parents both, even if they are in different towns. HDFC Credila has presence across India.
  4. The application goes through credit and underwriting process.
  5. We check credit history of the parents and students.
  6. We visit students and parents for employment and other verifications, valuation reports etc.
  7. We perform risk analysis using HDFC Credila’s “Predictive Credit Scoring Model”.
  8. We sanction or decline the loan.
  9. For sanctioned loans, disbursement formalities get completed.
  10. HDFC Credila disburses the loan amount
  1. Fully completed application form
  2. Photos
  3. Photo ID
  4. Residence Proof
  5. Academic Documents
  6. Proof of Admission
  7. Bank Statement
  8. Income proof of co-applicant
  9. Immovable Property Document

It depends on multiple factors such as:

  1. Academic background of the student
  2. Type of course and University for which education loan is applied for
  3. If collateral is offered against the loan or not. Type of collateral offered.
  4. Co-borrower/guarantor on the loan. Job profile of the co-borrower etc.

It varies depending on the candidate’s profile, loan requirement and financial background. This will be discussed during the approval process. 

The loan application will be processed two phases:

  1. For in-principle sanction
  2. For disbursement of funds

The in-principal sanction letter would be given in about 7 to 10 days from the date of receipt of completed Application Form along with the supporting documents from the customer.

Similarly, the disbursement would be completed within 7 days from the date of receipt of all post sanction documents from & completion of the underlying post sanction process by the customer.

HDFC Credila is the only lender that not only finances upto 100% of the cost of education but also gives education loan over Rs. 20 lakhs. What’s more, HDFC Credila also covers living to expenses in addition to tuition fee.

No. You can apply for education loan before getting admission confirmation from University / College. If your case is approved, you’ll get a conditional loan sanction letter. This helps many students get confidence that their funds can come from HDFC Credila. Students and parents feel confident to apply for better colleges, without worrying about how to fund the education cost.

Yes, work experience does make a positive impact while granting a loan.

The loan is for the complete education cost including tuition fees, living expenses, books and periodicals and some times traveling expenses as well.

If you have any further questions check out Credila FAQ Page, or feel free to Contact Us.

Education Loan Form

Note: Before placing the order, please make sure that you have all the necessary documents ready.
Education Loan 2

Frequently asked questions

Citizens of India/Indian passport holders currently enrolled or planning to enroll in an eligible course can apply.

The co-signer must also be an Indian national or passport holder.

Non Resident Indians (NRIs) with an Indian passport or with an Overseas Citizens of India (OCI) or Persons of Indian Origin (PIO) cards are also eligible to apply for a student loan at InCred. Certain additional conditions may be required to be met for such applicants and co-signers on a case-specific basis.

InCred provides education loans for programs at the undergraduate (bachelor), graduate (master) and doctoral levels. Certifications and diplomas are also eligible.

In terms of fields or streams of study or majors or subject areas, InCred has loan options available for all areas.

InCred will process loans only for those courses/institutes which have required approvals, authorizations or accreditation from relevant bodies.

Yes! You can apply as soon as you receive your standardized test score. If you are not going to take a standardized test, or want to apply prior to that for some reason, then you can start your loan application when you are in the process of short-listing or applying to your universities/colleges.

You can apply at any point during your admissions process. You can apply to us as soon as you have received your standardized test score or when you have started your application process for admissions. You can apply later as well after receiving admission.

Know-Your-Customer (KYC),

  1. Past academic Record, upto the most recent degree.
  2. Financial documents – Last 3 year ITS/Form 16
  3. If employed, details of employment
  4. Passport Size photograph
  5. If applicable, documents related to the collateral security will also be required.

Once you have completely filled and submitted the loan application form and all supporting documents, it will generally take approx 5 working days for us to process your application in full.

Though we endeavour to make the application process as streamlined and seamless as possible, depending on the circumstances of your case, you may be required to provide additional information after your initial application and submission of documents.

As a part of the loan process, InCred will verify certain information including, but not limited to, the student and co-borrower’s addresses, employment, etc. Hence, we require all our applicants to give consent for us to physically verify all such information.

It depends on multiple factors such as:

  1. InCred provides various options for you or your co-borrower to repay the loan that are customized to your individual case. All loan repayments are executed by electronically deducting the co-borrower’s bank account on a monthly basis. InCred allows a total of 5-12 years (max 15 yrs) to repay your education loan.

  2.  For graduate school or Masters’ loans, the loan repayment in equated monthly instalments (EMI) commence at the end of a maximum period of 36 months from the initial loan disbursement date. The first 36 months is the “in-school” period including a “grace” period during which the student is expected to complete studies and find employment. During the first 36 months max, either the interest component of the loan or a part thereof needs to be repaid by the co-borrowers on a monthly basis. Please do know that the paying a higher amount during the in-school period may qualify you for a better rate.
  3. For courses at the undergraduate level, the equated monthly installments generally commence from the date of first disbursement and continue for the entirety of the repayment cycle.

The interest rates at InCred are floating or variable interest rates. This means that your interest rates may fluctuate upwards or downwards during the tenure of your loan depending on factors such as market conditions and regulatory measures.

  1. A collateral security or simply a collateral or security is a guarantee for the loan. Typically, collateral is a property or a fixed deposit which is mortgaged with the lender until the loan is repaid completely. If you and your co-borrowers fail to repay the loan on time, the lender will have recourse to liquidating the security to recover the loan funds.
  2. InCred provides loans that may or may not require collateral.

If you have any further questions check out InCred FAQ Page, or feel free to Contact Us.

Why do we recommend HDFC Credila ?

Education Loan 3
Get your education loan sanctioned without an admit and without any collateral!

1. Talk to Credila Executive

Give you contact details in the form and we will arrange a call with HDFC Credila representative.

2. Submit Documents

HDFC Credila representative provide you a list of documents to be prepared.

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

HDFC Credila Education Loan Form

Note: Before placing the order, please make sure that you have all the necessary documents ready.

Why do we recommend HDFC Credila?

Frequently asked questions

  1. Reduces last minute hassle and saves time during the Visa process
  2. Know your loan eligibility in advance and plan accordingly
  3. Better acceptance of the sanction letter over the solvency letter

Please wait for the HDFC Credila representative’s call. He/she will give you the complete details of further steps.

HDFC Credila has a student friendly education loan application process:

  1. HDFC Credila informs you about the details of education loan and related terms and conditions.
  2. HDFC Credila sets an appointment with you for the house visit.
  3. HDFC Credila’s representative visits your house and collects application form with the supporting documents. We can visit the house of students and parents both, even if they are in different towns. HDFC Credila has presence across India.
  4. The application goes through credit and underwriting process.
  5. We check credit history of parents and students.
  6. We visit students and parents for employment and other verifications, valuation reports etc.
  7. We perform risk analysis using HDFC Credila’s “Predictive Credit Scoring Model”.
  8. We sanction or decline the loan.
  9. For sanctioned loans, disbursement formalities get completed.
  10. HDFC Credila disburses the loan amount
  1. Fully completed application from
  2. Photos
  3. Photo ID
  4. Residence Proof
  5. Academic Documents
  6. Proof of Admission
  7. Bank Statement
  8. Income proof of co-aaplicant
  9. Immovable Property Document

It depends on multiple factors such as:

  1. Academic background of the student
  2. Type of course and University for which education loan is applied for
  3. If collateral is offered against the loan or not. Type of collateral offered.
  4. Co-borrower/guarantor on the loan. Job profile of the co-borrower etc.

It varies depending on the candidate’s profile, loan requirement and financial background. This will be discussed during the approval process. 

The loan application will be processed two phases:

  1. For in-principle sanction
  2. For disbursement of funds

The in-principal sanction letter would be given in about 7 to 10 days from the date of receipt of completed Application Form along with the supporting documents from the customer.

Similarly, the disbursement would be completed within 7 days from the date of receipt of all post sanction documents from & completion of the underlying post sanction process by the customer.

HDFC Credila is the only lender that not only finances upto 100% of the cost of education but also gives education loan over Rs. 20 lakhs. What’s more, HDFC Credila also covers living to expenses in addition to tuition fee.

No. You can apply for education loan before getting admission confirmation from University / College. If your case is approved, you’ll get a conditional loan sanction letter. This helps many students get confidence that their funds can come from HDFC Credila. Students and parents feel confident to apply for better colleges, without worrying about how to fund the education cost.

Yes, work experience does make a positive impact while granting a loan.

The loan is for the complete education cost including tuition fees, living expenses, books and periodicals and some times travelling expenses as well.

If you have any further questions check out Credila FAQ Page, or feel free to Contact Us.

Go Beyond Your Wildest Dreams

Education Loan for Germany

Let's Get Your Visa!!

Fly high and reach your dream destination with our German Visa Booking Service!

Visa Appointment Service temporarily unavailable

Visa Appointment Service

Premium lounge appointments for Kolkata, Chennai and Bangalore consulates

Rs. 9,999

ODMV (doorstep) appointments in the comfort of your homes for Delhi consulate

Rs. 11,999

How Does This Process Work?

Education Loan 4

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours).

Education Loan 5

2. Submit Documents

After your eligibility check we will provide you a list of documents to be prepared.

Education Loan 6

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

Partners

Education Loan 1
Education Loan 8
Education Loan 9
Axis Bank Education Loan

How Does This Process Work?

Education Loan 10

1. Apply Online

Request a call back from our highly receptive team.

Education Loan 11

2. Talk to Executive

Give your contact details in the form and we will arrange a call with representative.

Education Loan 12

3. Submit Documents

Representative provide you a list of documents to be prepared.

 

Visa Appointment (7)

4. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

Student Reviews

Our students have used the Visa Appointment Service  and here’s what they say..

Abhinav Bhattacharya
Abhinav Bhattacharya
@Abhinav Bhattacharya
Read More
Amazing experience. I hired them for Visa slot booking in German consulate. I was a bit skeptical initially but went ahead anyway since they were renowned and seemed reliable.
Praveen Yadav
Praveen Yadav
@Praveen Yadav
Read More
Awesome..I took the service and Ruchi Delivered that very aggressively and I am very happy with Msingermany. I would like to recommend them and anybody who would like to seek more clarification can revert me. I will respond.
Aastha Parmar
Aastha Parmar
@Aastha Parmar
Read More
I tried their paid service of visa slot booking. As everyone is aware how difficult it is to get a slot for German visa, every minute and every second matters. They provide the service at the cheapest rate and they were successful in booking an appointment for me in just a few hours. Excellent service! Kudos to the team!
Subhashini Singh
Subhashini Singh
@Subhashini Singh
Read More
MS in Germany is undoubtedly a lifesaver. The website is very informative and accurate. Recently, I purchased a paid service. They are very prompt and delivered it within time. This is the place one can come if they are planning for higher studies. Amazing experience. Their service people helped me from day 1, guiding me through all the steps. They booked a visa slot within 5 minutes of hiring them and I had been struggling with it for over a week.
Theresa Lobo
Theresa Lobo
@Theresa Lobo
Read More
I have been looking for family reunion Visa for Germany, I was unable to get the visa appointment, then i found out MS in Germany Visa appointment service, I was skeptical where they are able to book the visa or not, but they did it with most affordable price in a shorter period of time, I would love to recommend there services.
Sanju N a
Sanju N a
@Sanju N a
Read More
Absolutely helpful service. It's difficult to get German visa appointments, but this team helped me to find a suitable slot. I connected with many other agencies, but none of them contacted me, because of the short time frame which I had given to them. MS in Germany team did a great job for me. Kudos to team who worked behind the scene to get the German visa appointment slot. Their dedication and passion to be appreciated.
yatinder chhikara
yatinder chhikara
@yatinder chhikara
Read More
Very professional and supportive. Good experience by contacting with them, Resolved issues and booked appointment as requiredTheir dedication and passion to be appreciated.
Srihas Velpuri
Srihas Velpuri
@Srihas Velpuri
Read More
The team was very helpful in booking visa appointment and the price is reasonable. I recommend for booking visa appointments.
 Amit Pandita
Amit Pandita
@Amit Pandita
Read More
I connected MS in Germany for Employment Visa for myself and family reunion visa for the family. The team professionally addressed all my concerns and were patient enough to hear me and provide the solution accodingly. My point of contact was Ruchi Sharma. She has been pro-active in providing all the relevant informations and helping in scheduling the appointment for visa. The amazing thing was that we got the Visa Appointment for me and the whole family in the same slot. Thanks Ruchi for the help and providing all the relevant informations.
Gunasekhar Marella
Gunasekhar Marella
@Gunasekhar Marellaa
Read More
I have got Visa appointment slot booking through msingermany services. My experience with them is cordial and good. They done appointment in 3 working days. Thanks to Ruchi Sharma & Niharika.
Jaya krishna Teja
Jaya krishna Teja
@Jaya krishna Teja
Read More
Loved and satisfied with you service. I felt the price was high. Thank you Niharika for helping me.
EMIL MARY JO
EMIL MARY JO
@EMIL MARY JO
Read More
"Ms in Germany really helped me all the way through the visa slot process and successfully procured it in such a short time!! Shoutout to Neharika especially for easing out such a stressful part of the admission process :))
Rajat Saha
Rajat Saha
@Rajat Saha
Read More
"It was a wonderful experience.The Team of MS in Germany is a thorough professional. "
Rithvik Jayaram
Rithvik Jayaram
@Rithvik Jayaram
Read More
Niharika helped me out , patiently answered my queries, patiently attended my repeated calls . Very trustable , guinuine . Thanks for your service.
Dhanunjay Elluri
Dhanunjay Elluri
@Dhanunjay Elluri
Read More
Thanks to Niharika and msingermany team for booking an appointment within such a short period of time. It was difficult for me to find the right slots but they're able to manage to get it in short time. Kudos to the team!
Vaishali Krishnakumar Valammal
Vaishali Krishnakumar Valammal
@Vaishali Krishnakumar Valammal
Read More
Thank you so much for the great service and easy booking of visa slot. Damn lucky to have got in touch with you. Niharika helped me in sorting out all my queries.
Yamini Joshi
Yamini Joshi
@Yamini Joshi
Read More
I got VISA appointment through them as due to COVID I was unable to book it on VFS site and it was showing "No Slot available" again and again. Thanks Team for Booking the appointment on my behalf! Hoping everything will go well during Interview:)
Previous
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Frequently Asked Questions

  1. Reduces last minute hassle and saves time during the Visa process
  2. Know your loan eligibility in advance and plan accordingly
  3. Better acceptance of the sanction letter over the solvency letter

Please wait for the HDFC Credila representative’s call. He/she will give you the complete details of further steps.

HDFC Credila has a student friendly education loan application process:

  1. HDFC Credila informs you about the details of education loan and related terms and conditions.
  2. HDFC Credila sets an appointment with you for the house visit.
  3. HDFC Credila’s representative visits your house and collects application form with the supporting documents. We can visit the house of students and parents both, even if they are in different towns. HDFC Credila has presence across India.
  4. The application goes through credit and underwriting process.
  5. We check credit history of the parents and students.
  6. We visit students and parents for employment and other verifications, valuation reports etc.
  7. We perform risk analysis using HDFC Credila’s “Predictive Credit Scoring Model”.
  8. We sanction or decline the loan.
  9. For sanctioned loans, disbursement formalities get completed.
  10. HDFC Credila disburses the loan amount
  1. Fully completed application form
  2. Photos
  3. Photo ID
  4. Residence Proof
  5. Academic Documents
  6. Proof of Admission
  7. Bank Statement
  8. Income proof of co-applicant
  9. Immovable Property Document

It depends on multiple factors such as:

  1. Academic background of the student
  2. Type of course and University for which education loan is applied for
  3. If collateral is offered against the loan or not. Type of collateral offered.
  4. Co-borrower/guarantor on the loan. Job profile of the co-borrower etc.

It varies depending on the candidate’s profile, loan requirement and financial background. This will be discussed during the approval process. 

The loan application will be processed two phases:

  1. For in-principle sanction
  2. For disbursement of funds

The in-principal sanction letter would be given in about 7 to 10 days from the date of receipt of completed Application Form along with the supporting documents from the customer.

Similarly, the disbursement would be completed within 7 days from the date of receipt of all post sanction documents from & completion of the underlying post sanction process by the customer.

HDFC Credila is the only lender that not only finances upto 100% of the cost of education but also gives education loan over Rs. 20 lakhs. What’s more, HDFC Credila also covers living to expenses in addition to tuition fee.

No. You can apply for education loan before getting admission confirmation from University / College. If your case is approved, you’ll get a conditional loan sanction letter. This helps many students get confidence that their funds can come from HDFC Credila. Students and parents feel confident to apply for better colleges, without worrying about how to fund the education cost.

Yes, work experience does make a positive impact while granting a loan.

The loan is for the complete education cost including tuition fees, living expenses, books and periodicals and some times traveling expenses as well.

Education Loan For Germany

Let’s Get Started

Education Loan 13

Education Loan For Germany

Fund your Blocked Account with

Looking for German Visa Slot? We can help.

Submit your details for German visa. We’ll call you back in 24 Hours.

Fund your Blocked Account with

Education Loan

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours).

2. Submit Documents

After your eligibility check we will provide you a list of documents to be prepared.

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

1. Talk to Executive

Give your contact details in the form and we will arrange a call with representative.

2. Submit Documents

Representative provide you a list of documents to be prepared.

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved in 4-5 working days.

Education Loan

In collaboration with UE Germany

Request Callback Now!

Free Webinar - Summer Intake 2022

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MS in Germany – Getting Started

On 25th Nov 2022, At 8 PM IST

Join The Webinar Using The Link Sent To You In The Mail

 

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MS in Germany – Getting Started

On 11th Nov 2022, At 8 PM IST

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Admission Packages

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TK Health Insurance within 2 Days

Health Insurance

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Submit Details

Submit necessary details for the Blocked Account through an online form.

3. Confirmation Letter

You Will Receive An Email Confirming Your Health Insurance From TK Within 1-2 Working Days.

Health Insurance

In collaboration with UE Germany

Request Callback Now!

German Blocked Account within 24h

Blocked Account

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Submit Details

Submit necessary details for the Blocked Account through an online form.

3. Blocking Confirmation

Receive Blocked Account opening Confirmation within 24 Hours.

Blocked Account

In collaboration with UE Germany

Request Callback Now!

Travel Insurance within 24h

Travel Insurance

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Complete Online Payment

Pay via UPI Or Internet Banking Facility.

3. Get Your Travel Insurance

Get your Travel Insurance via Email within 1 working day.

Travel Insurance

In collaboration with UE Germany

Request Callback Now!

Transfer funds to Germany in 48h

Outward Remittance

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Transfer Amount

Transfer the requisite Amount to a designated Indian Bank Account.

3. Transfer Confirmation

Receive the amount transfer confirmation letter within 48 working hours.

Outward Remittance

In collaboration with UE Germany

Request Callback Now!

Ms in Germany - 18

Get your Forex Card in a week!

Travel/Forex Card

1. Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Transfer Funds To Indian Account

Transfer the Amount to a designated Indian Bank Account Via NEFT/RTGS.

3. Your Card Will Be Recharged

The equivalent Euros Are Loaded to your Travel Card and will be delivered to You.

Travel Card

In collaboration with UE Germany

Request Callback Now!

Need Help?

Currency Notes

Talk to Executive

You will receive a call from us within 60 minutes (during working hours)

2. Transfer Funds To Indian Account

Transfer the Amount to a designated Indian Bank Account Via NEFT/RTGS.

3. Collect your currency notes

Visit the nearest branch to collect the equivalent cash in Euros.

Currency Notes

In collaboration with UE Germany

Request Callback Now!

Callback Request

Submit your details. We’ll call you back in a few minutes