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Pre-departure Meetup for Winter 2019 students, Bangalore

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GyanDhan 1

Loans for coaching and foreign education Bringing you a step closer to that dream career

1. Place Online Order

Fill out the application form below and submit it online.

2. GyanDhan will choose best loan provider

GyanDhan works with SBI, Bank of Baroda, Axis Bank, ICICI, Avanse, Incred & Auxilo.

3. Get Your Loan Sanctioned

Once all the required documents are submitted, the loan is approved within 3-5 working days without collateral and 12-15 working days with collateral.

Frequently asked questions

GyanDhan is a startup with a personal mission to ensure that financial obstacles never stand in the way of someone’s education dream. By leveraging data science, GyanDhan provides awesome education loan options to students pursuing higher studies. Launched in April 2016, GyanDhan has already received a phenomenal response with 1000s of beneficiaries.

After GyanDhan receives your request, a dedicated education loan counsellor (ELC) will get in touch with the student to understand the profile & requirements. Based on the conversation, our ELC will recommend an education loan product with one of our partners. 

If you’re ready to proceed, GyanDhan shares a digital application form and a customized list of documents. Note that the exact list of documents depends on several factors. Depending on the lending partner, you’ll either submit the documents online or our executive will visit your home to pick up the documents. 

Post documentation, GyanDhan will be following up with lender to ensure a speedy approval. 

 

GyanDhan works with SBI, Bank of Baroda, Axis Bank, ICICI, Avanse, Incred & Auxilo. 

For an unsecured loan (loans without collateral), interest rates starts from 10.99% to 15  %. 

For a secured loan, interest rate is 9.9%-10.65 % (Men) & 9.4%-10.15% (Women)

 

GyanDhan services are completely free. Please note the lender may have their own processing charges which are directly payable to them and will be shared with the students upfront. 

Education loans are rather unique in that all the interest paid on your / your dependent’s education loan is tax deductible (per section 80 E of IT Act). Note that this is over and above the limits set in section 80 C. So, for individuals in the 30% marginal tax bracket, a 10% interest rate effectively becomes 7% post-tax. 

GyanDhan offers student loans both with and without collateral. The upper limits are 1.5 crore for loans with collateral and 50 Lakhs for loans without collateral. 

GyanDhan has chosen the best lending partners so that GyanDhan have the best deal available for every situation. To compare with any other option you’re considering, 

3-5 working days without collateral, and 12-15 working days with collateral 

Yes, a dedicated counselor will be assigned to you. In addition to the loan services, GyanDhan also offer tailored guidance and tools to help you prepare for higher education abroad.

GyanDhan has helped 1,000s of students with education loans already. Students love GyanDhan on Facebook and Google, where GyanDhan are rated higher than 4.8/5. Some of the biggest study abroad consultants in the country trust us with their students. In the Global Entrepreneurship Summit 2017, GyanDhan won the FinTech category and were awarded by the US State Department. These are just a few points of validation to assure you that GyanDhan will secure the best education loan deal for you, with no hassle whatsoever.

The repayment is divided into two parts: 

1) During study: If taken from public sector banks (PSBs) you don’t have to pay anything. If not taken from PSBs, then interest / partial interest needs to be repaid on monthly basis. 

2) After study: Based on the number of years you have taken loan for, you will have to serve EMIs. You can always prepay and close the loan, without any penalty. 

 

If you have any further questions check out GyanDhan FAQ Page, or feel free to Contact Us.

Education Loan Form

Note: Before placing the order, please make sure that you have all the necessary documents ready.

Collateral


Academics


GRE Scores


Convert scores to an equivalent score out of 10.

Coapplicant Details


Enter the total monthly income in rupees of co-applicant(s). In case of 2 co-applicants, add their monthly salaries and enter that number here.
GyanDhan 1

Loans for coaching and foreign education Bringing you a step closer to that dream career

Education Loan Form

Note: Before placing the order, please make sure that you have all the necessary documents ready.

Collateral


Academics


GRE Scores


Convert scores to an equivalent score out of 10.

Coapplicant Details


Enter the total monthly income in rupees of co-applicant(s). In case of 2 co-applicants, add their monthly salaries and enter that number here.

Frequently asked questions

GyanDhan is a startup with a personal mission to ensure that financial obstacles never stand in the way of someone’s education dream. By leveraging data science, GyanDhan provides awesome education loan options to students pursuing higher studies. Launched in April 2016, GyanDhan has already received a phenomenal response with 1000s of beneficiaries.

After GyanDhan receives your request, a dedicated education loan counsellor (ELC) will get in touch with the student to understand the profile & requirements. Based on the conversation, our ELC will recommend an education loan product with one of our partners. 

If you’re ready to proceed, GyanDhan shares a digital application form and a customized list of documents. Note that the exact list of documents depends on several factors. Depending on the lending partner, you’ll either submit the documents online or our executive will visit your home to pick up the documents. 

Post documentation, GyanDhan will be following up with lender to ensure a speedy approval. 

 

GyanDhan works with SBI, Bank of Baroda, Axis Bank, ICICI, Avanse, Incred & Auxilo. 

For an unsecured loan (loans without collateral), interest rates starts from 10.99% to 15  %. 

For a secured loan, interest rate is 9.9%-10.65 % (Men) & 9.4%-10.15% (Women)

 

GyanDhan services are completely free. Please note the lender may have their own processing charges which are directly payable to them and will be shared with the students upfront. 

Education loans are rather unique in that all the interest paid on your / your dependent’s education loan is tax deductible (per section 80 E of IT Act). Note that this is over and above the limits set in section 80 C. So, for individuals in the 30% marginal tax bracket, a 10% interest rate effectively becomes 7% post-tax. 

GyanDhan offers student loans both with and without collateral. The upper limits are 1.5 crore for loans with collateral and 50 Lakhs for loans without collateral. 

GyanDhan has chosen the best lending partners so that GyanDhan have the best deal available for every situation. To compare with any other option you’re considering, 

3-5 working days without collateral, and 12-15 working days with collateral 

Yes, a dedicated counselor will be assigned to you. In addition to the loan services, GyanDhan also offer tailored guidance and tools to help you prepare for higher education abroad.

GyanDhan has helped 1,000s of students with education loans already. Students love GyanDhan on Facebook and Google, where GyanDhan are rated higher than 4.8/5. Some of the biggest study abroad consultants in the country trust us with their students. In the Global Entrepreneurship Summit 2017, GyanDhan won the FinTech category and were awarded by the US State Department. These are just a few points of validation to assure you that GyanDhan will secure the best education loan deal for you, with no hassle whatsoever.

The repayment is divided into two parts: 

1) During study: If taken from public sector banks (PSBs) you don’t have to pay anything. If not taken from PSBs, then interest / partial interest needs to be repaid on monthly basis. 

2) After study: Based on the number of years you have taken loan for, you will have to serve EMIs. You can always prepay and close the loan, without any penalty. 

 

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