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Happy Diwali from MS in Germany Team! ūüéČūüéČūüéÜ

Pre-departure Meetup for Winter 2019 students, Bangalore


Prepaid Cards

Prepaid cards (aka travel cards) are used for making payments while you are traveling abroad. These are pre-loaded and enable you to access money in the required regional currency. It is a good idea to buy a Prepaid card before you travel to Germany.

There are two main reasons to get a prepaid card,

  1. Your initial expenses will be high once you go to Germany (caution deposit, rent, semester ticket etc.) but DB blocked account only allows you to withdraw 720 euros a month (after you activate your account). It is a secure way to carry the money in a travel card than carrying the cash.
  2. Travel card will serve your needs well until you get your DB debit card. You can use it in any electronic payment terminals (supermarkets, restaurants etc.) without any additional service fee.

There are several options you can choose from but we would recommend the one offered by Cox & Kings or Thomas Cook. The procedure for purchasing and recharging this card is fairly simple. It is PIN protected. Also, you can check the balance anytime online and the card works for most of the online payments.

Required documents

  1. Passport

  2. Flight Ticket

  3. PAN Card or Form 60 (where applicable)

Step by step guide

  1. Step I: Click on the links above and submit your details. You will receive a call directly from the Cox & Kings or Thomas Cook.

  2. Step II: Enquire about what is the best exchange rate they can offer. Sometimes negotiation is possible.

  3. Step III: Usually, the agents will directly come to your place to collect your documents. Sometimes, you may need to visit the nearest branch. Once the documents are collected, you will get the travel card on the same day.

  4. Step VI: Later, you will receive a mail from CnK/Thomas Cook asking you to perform the bank transfer to a specific account or a link to pay via Credit card.

  5. Step VII: You need to transfer the funds worth x-euros+the service fee.

  6. Step VIII: Your card will generally be activated within 24 hours. It will be loaded once your money is received by the respective vendor.

Success is the sum of small efforts, repeated day in and day out

- Robert Collier


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